Little Johnny was walking down the beach when he spied a matronly woman sitting on the sand under a beach umbrella. He walked up to her and asked, �Are you a Christian?�

�Yes,� she replied.

�Do you read your Bible every day?�

She nodded her head, �Yes.�

�Do you pray often?� the boy asked next.

She answered, �Yes.�

With that, he asked his final question, �Will you hold my quarter while I go swimming?�